Image: CNET In a perfect world we'd never be late, forget important things or lose any valuables. Since this isn't a perfect world, it's important to prepare for the unexpected and make sure to have a plan ready if disaster arrives. Nowadays people rely on their smartphones more than ever; for phone calls, email, texts, web browsing, research, social media, entertainment, and storing important files. Smartphones can alleviate many burdens for us thanks to the conveniences they provide - which means if they are lost or damaged that can also place a hefty burden upon their owner. In fact, it's safe to say this could pose a serious problem for many people; not only does a smartphone loss represent a loss of the above-mentioned features, but could represent a financial hardship, expose private data to untrustworthy individuals, or even result in identity theft or fraudulent activity.